Most people spent their life working hard to increase their income. But as we all know, “it’s not what you earn, it’s what you do with it, and how you invest it“ that really counts. Not everyone has the time, expertise or motivation to put their money to work properly. So they just work themselves hard instead.
If this sounds familiar to you, you probably need some help. As our name suggests, Search Find Invest will help you build your property portfolio with quality growth assets. Over time, this asset base will create you wealth; it will work hard for you, earn you an income, and provide for a secure future.
That depends a lot on your individual circumstances and personal goals. Both new and existing properties have their advantages. Ultimately, owning an investment property(s) is the same as running a business, and successful investors understand to treat it as such.
This means that each investment opportunity must be scrutinized with the bottom line in mind. We use advanced market analysis tools and software to examine each type of property, and help you determine the best investment for your individual needs. This takes the emotion and guesswork out of the picture, leaving you with bottom line numbers. This makes the decision much easier for you to make.
That depends on what services you require to help you reach your property investment goals. For some of our services, there may be no charge to you at all, as we receive a fee from the provider. For other services, we will give you a full fee proposal and ensure you fully understand and are satisfied before you actually engage us.
We do have a city office; however we find that visiting you in your environment is easier for you, so we actually prefer to visit you, at a time most convenient to you also.
When you buy a new property you would expect to have far fewer maintenance issues than with an older property. Where there are issues with new properties, it is likely that they will be covered by the builder's warranty for a number of years. You also have far greater depreciation aspects.
Well located and well bought existing properties that are well maintained can also be great investments. Doing a well-planned renovation can greatly increase the cash flow and value also, making existing properties even better investments.
It will depend on your personal situation, and most importantly, the bottom line return that each asset will deliver. We base our recommendations on actual figures, rather than emotion or guesswork.
Definitely! A good property manager will look after all this. Tell them what you expect of them and keep a close eye on what they do. If you need help, we deal with some experienced and reliable property managers and can introduce them to you.
Our Buyers Agency service will help you. They will;
Yes we can! You can choose to have us handle the entire process for you, or simply the sections you need help with. Our Buyers Agent services and fees will always be adapted to your requirements.
Absolutely! We will find out from you what is your dream home, and work tirelessly to get it for you, at the best possible price and with your most suitable terms.
What you mean is that you have no cash deposit. Cash is not really necessary when you have equity in your own home.
Having sufficient assets against which to borrow is all that is required and in this way, you can borrow the full amount plus all the additional costs. Finance your investment property with an investment property loan that is affordable with manageable repayments.
If you have owned your own home for a few years, you will have built up quite a bit of equity in your property. You will have paid off some of the loan, and there's a good chance that your property has increased in value too.
Instead of finding a cash deposit, the Bank/Lender (subject to approvals) will allow you to use the equity built up in your home as security on your investment property.
It is the compounding effect of property values, which is so powerful. As each year passes growth occurs on top of growth.
If a property is worth $500,000 today and next year it increases in value to $535,000, then the year after that if it increases at 7% again the value will be $572,000, which is $535,000 plus 7% (or $37,000) and on goes the escalation. Its exponential growth accelerating at a faster rate as each year passes.
It is a little like planting a tree. Early growth is slow, but as it establishes itself it grows faster, and starts to fruit. The fruit drops, and more trees grow and start bearing fruit. Over time, you will have an orchard.
It is a similar kind of compounding effect with property. Property wealth creation comes slowly at first, but eventually arrives in abundance. You have to make a start, no matter how small.
With prudent property investment all that you need is the right information, the right structure, time and patience.
Yes they do. Property is no different to other markets that go up and down with supply and demand and the desire (or need) of particular vendors to sell quickly.
The good news is that property is not as volatile as some other markets and even though values may pull back a little for a while they often tend to stabilise rather quickly. The other point here is that if you don't need to sell at that time, it won't really affect you.
Some of the types of properties we advocate are in regions with massive government spending and intrinsic value through mining, infrastructure, industry and development. This is the biggest sector of the market. This is the sector that experiences the smallest impact in an economic downturn.
It's the top end of the market that gets hit first because tenants scale back their accommodation expenses in a financial squeeze and look for something cheaper. That means that the demand for average properties actually increases!
They may not be as glamorous as some of the higher priced properties but they are certainly more solid and predictable and you can own more average properties for the same investment that you would need at the top end of the market.
Diversifying your risk with several average priced properties will hold you in good stead should a tenant vacate on one of your properties, the others will still bring in income until you fill the vacant property.
Our finance experts will ensure they set you up with a financial buffer to see you through any lean times. They will also present a range of insurance options to cover you for anything longer term. These can be structured and funded so they will have no effect on your personal cash flow.
Yes we've heard these horror stories too, however we believe the key to stress free property management is good tenant selection, firm property management and insurance.
If you (or your property manager) check out your tenants past history, check up on their references and generally interview them, you will usually sort them out fairly quickly.
The next key to success in this area is to carry out regular property inspections as often as permitted by law (or have you manager report to you in depth). If your tenants do not look after your property, do not pay the rent on time, or cause lots of complaints, it's time to be firm and move them on. Just to make sure that you have taken every other precaution, you need to insure the property and recognise that if things go wrong, you can always fall back on your insurance.